Looked at Correctly, It Costs No More to Build (or Buy) a Sustainable Home

“Conventional wisdom” says that it costs more to build a solar powered, highly sustainable or net zero energy home, but that’s not really true if you look at the issue a little differently.

As you surely know, such improvements reduce the operating cost of a home. Solar panels, for example, can virtually eliminate your electrical bill, if your system is sized correctly. They can even provide free fuel for your cars — if they are powered by electricity.

Super insulating your home can reduce the cost of heating it, whether by natural gas or electricity (using a heat pump system). Ditto for installing triple-pane Alpen windows and doors.

If you go all-electric, you not only save on the natural gas or propane you consume, you can have your gas meter removed, saving on the base cost of being connected to the gas distribution network. As a commercial customer, Golden Real Estate, saves over $600 per year from having removed our gas meter, since that’s what Xcel Energy charges before a business uses a single cubic foot of natural gas.  The savings is lower for residential customers.

So, yes, it may cost more to go all-electric, but the return on investment is substantial over a pretty short period of time.

But consider the following. Whether you build or buy a home with these cost saving features, and whether or not you pay a premium for them, you will likely be financing your home with a mortgage.

Let’s say, conservatively, that you pay an extra $50,000 or even $100,000 for those features, and it adds that amount to the principal of your mortgage. Your monthly savings from those solar panels or that heat pump system or those Alpen windows and extra insulation will be far in excess of the increased monthly payment for your mortgage.

And if you make those improvements in a home you already own, you can take out a Home Equity Line of Credit (or HELOC) to pay for them, and the monthly payments will again be less than your monthly savings.

Looked at it this way, does it make any sense at all to build a home powered by fossil fuels, that is not solar powered or that has “normal” insulation and have higher monthly cost of ownership, starting from day one?  Of course not.

You can apply the same reasoning to the purchase of an electric car. You could go with the conventional wisdom that electric cars are more expensive and you should wait until the price comes down, but that thinking substantially misrepresents the cost of ownership.

I haven’t purchased gasoline for my electric cars since 2014, during which time I have saved tens of thousands of dollars on gasoline as well as on repairs on components that don’t exist on an EV, such as transmission, engine, fuel pumps, water pumps, timing belts and so much more.

And I have never had a catalytic converter stolen — or lost any sleep after reading about the epidemic of such thefts in my city.

Forgetting for the moment that there are indeed EVs which cost no more than their gasoline-powered equivalents, even if you paid $10,000 more for an EV than you might for a gas powered car, the cost of financing that difference is far less than what you’ll save on fuel and repairs.

If I have changed your thinking about making your home (or transportation) more sustainable, here’s what you can do.  First, attend this year’s Metro Denver Green Homes Tour on October 1st. You’ll be able to visit a dozen or so homes whose owners have taken steps to make their homes more energy efficient or even net zero energy. You’ll also visit a home builder who is building net zero energy homes. If you can’t visit some of these homes in person, you can view the narrated video tours which I have created for most of them.

(You can also — right now — take video tours of 16 homes that were on this tour in previous years!)

You can register for the tour — and see those videos — at www. NewEnergyColorado.com.

And if I have changed your thinking about the cost of buying or owning an electric vehicle, plan on coming to the Electric Vehicle Roundup (mentioned below) which occurs the same day, October 1st, as the Metro Denver Green Homes Tour.  If that date doesn’t work for you, there are many other EV roundups in October around Colorado. Find those other events online at www.DriveElectricWeek.org.

Do You Own a Green Home?

The Metro Denver Green Homes Tour is looking for homes to feature on its next tour, October 2nd, 2021. If your home has features that would make it a good addition to this fall’s green home tour — super insulation, solar, HVAC, etc. — contact Sheila Townsend at sheilactownsend@gmail.com or Jim Smith at Jim@GoldenRealEstate.com.

Take a video tour of a different home from 2020’s Metro Denver Green Homes Tour every month at www.GreenHomeoftheMonth.com.

If You Missed Last Saturday’s EV Roundup and Green Homes Tour…

You can view a short video report about last Saturday’s Electric Vehicle Roundup at Golden Real Estate on my YouTube channel. The shortcut for accessing my YouTube channel is www.JimSmithVideos.com.

And you can still tour the homes on the 26th annual Metro Denver Green Homes Tour by clicking on “Playlists” on the same YouTube channel.

Sustainability, Starting With Solar Power, Can Be Your Key to a More Affordable Lifestyle

The first Saturday of October is when the Metro Denver Green Homes Tour happens, and this year the tour is better than ever because it’s virtual. What that means is that instead of having to visit some or all of the homes between 9 am and 4 pm on a single day, you can watch short videos of each home. It’s possible you could “visit” all 16 homes and the one business in just one or two sittings at your computer and likely learn more about their sustainable features than if you had visited them in person. That’s what I call a green tour of green homes!

Since I shot all those videos myself and thereby learned all those homes’ sustainable features, you can consider me an expert on what’s new and exciting as well as what’s old and proven when it comes to making a home sustainable.

The theme this year is the Best Homes From the Last 25 Annual Tours. The home owned by Rita and me is on the tour, and since I just turned 73 I’d like to share with you how making our home sustainable also secured for us an affordable retirement — if and when I retire!

It all starts with solar power. Nowadays you can install enough solar panels on your home for under $20,000 so that you never pay Xcel or your other electrical provider more than the cost of being connected to their electrical grid. With Xcel Energy, that’s under $10 per month. The electricity you use is free, created from the sun.

You need to be connected to the grid, because the grid functions as your “battery.”  Your electric meter runs backward during the day when you’re creating more electricity than you use, and it runs forward at night. Your goal is to have it run backward more than it runs forward.

Plan ahead and buy enough electrical panels so that over time you can replace your  gas-fired appliances with electrical ones — a heat-pump water heater, a  heat-pump system for heating and cooling, and an electric range — and replace your gas-powered car with an electric one. Now everything in your life is sun-powered!

You can buy a used electric car for under $30,000 or even under $10,000 (Google “used electric cars” and see for yourself) and never buy gasoline or pay for an oil change or tune-up again and probably never have an expensive car repair either. Buying a used electric car is smarter than buying a new one because there’s hardly anything to go wrong with an EV — no transmission, timing belt, motor or hundreds of other expensive parts that could fail. See the article at right about our electric vehicle event. It’s the only in-person part of the tour.

So there you have it. Once you’ve paid off your mortgage (or transitioned to a reverse mortgage), the only costs of living in your home will be your property taxes and water bill, plus $10 per month for being on the electrical grid.

Be sure to “attend” this year’s tour of green homes. Register at www.NewEnergyColorado.com/home-tour. It’s free, although you will be asked for a donation. Another feature of the tour this year is three video presentations.

Hear Bill Lucas-Brown from GB3 Energy on “Reducing your Carbon Footprint with an Electric Mini Split”; John Avenson, from PHIUS.org and Steve Nixon from the National Renewable Energy Laboratory discussing “New Home vs Renovation: 2 alter-native Paths to Zero Energy”; and Peter Ewers from Ewers Architecture Golden presenting “All Electric Buildings, the Key to our Energy Future.”

Below are twelve of the videos in the YouTube playlist which you’ll get to view when you register for this year’s tour.

A High-Performance Car Can Kill You. A High Performance Home Can Save Your Life.

I have the best assignment on the steering committee of the Metro Denver Green Homes Tour — shooting video tours of the homes we choose to feature. Because of Covid, I’m taking that assignment more seriously than ever, because we may not have an in-person tour this year. (The tour is on October 3rd.)

I post these tours (along with the video tours of our listings) on my YouTube channel. Go there to check out some of the more recent tours.

Those videos, however, are limited in what they can convey in 7 to 10 minutes, so I must leave out a lot of what I learn during the lengthy orientation I get from each homeowner prior to shooting the video.

A good example was my tour last Saturday of Jen Grauer and Josh Renkin’s house in Denver. They scraped a house and built from scratch the best example of a “high performance home” I have come across yet — and I’ve seen a lot of high performance homes.

My 7½-minute tour of the house that Jen completed three years ago could not include a lot of what makes it such a good example of sustainability, so I’ll add to it here.

To be “net zero energy,” a solar-powered home like Jen’s has to be super insulated and super efficient in its use of energy. When a home is that tight, indoor air quality has to be addressed to make the home safe. That job is performed by an Energy Recovery Ventilator (ERV).

The ERV’s job is to bring in fresh air from the outside and to expel bad air while maintaining a healthy indoor humidity level. In the typical home, exhaust fans in bathrooms, kitchens and laundry rooms exhaust air to the outside, thereby drawing fresh air into the house only through whatever leaks exist around doors, windows and other penetrations of the home’s “envelope.” An ERV has one dedicated duct to exhaust air and another to bring in fresh, filtered air. This air is circulated through the house via multiple exhaust and fresh air vents around the home. In addition to maintaining indoor air quality, the ERV transfers some of the temperature (and humidity) of the outgoing air to the incoming air when there is a differential between the two.

Let’s say your home is 70 degrees inside, but it’s 100 degrees outside. The temperature of that incoming air can be reduced to, say, 75 degrees by passing it through a heat exchanger where it doesn’t mix with the outgoing air but acquires some of its temperature. Similarly if the outdoor air is below freezing, the ERV might raise that incoming air to, say, 50 degrees. (I could be way off on these numbers. I’m just trying to convey the concept.)

A conditioning ERV (or CERV) monitors the level of carbon dioxide and volatile organic compounds (VOCs) in the outgoing air. You can set a level that is acceptable (say, 900 ppm maximum) and the CERV will increase the flow of air when those levels are exceeded to bring them back to the acceptable range. Whereas an ERV runs 24/7, the CERV only needs to turn on to bring the levels of CO2, VOCs and humidity down to set acceptable levels. A CERV also has an internal heat pump to add heat or cooling. (See my videos of John Avenson’s and Jim Horan’s homes.)

In Jen’s case, in addition to an ERV, she made sure that the home was built with low-VOC products. For example, instead of using high-VOC particle board, her cabinets are made with zero-formaldehyde birch plywood and her island is solid maple and waterproofed with a zero-VOC oil. Her home has no wall-to-wall carpeting, which typically has VOCs in it. (These items are mentioned in the video of Jen’s house.)

Radon is another pollutant which seeps into every home through their concrete foundation walls and slab-on-dirt. To further improve air quality, Jen installed a radon mitigation system.

In summary, a high performance home can not only save you money in the long run (it costs more to build but nearly eliminates monthly utility bills), it can also create a home than extends your life through improved indoor air quality.

John Avenson of Westminster Is a Committed Teacher of Energy Efficiency

The sponsors of the annual Metro Denver Green Homes Tour, held on the first Saturday each October, are preparing to “go virtual” in case an  in-person tour is not allowed.

John Avenson’s house at 9988 Hoyt Place, Westminster

That will be accomplished by creating online video tours of the most notable “green” homes featured over the past 20 years. Since I’m on the steering committee for the tour and have the equipment and experience from creating video tours of homes for sale, I volunteered to create those video tours, starting with John Avenson’s home at 9988 Hoyt Place in Westminster.

By clicking here, you can view the 41-minute video tour, led by John, which I created last Friday. It is highly educational.

John Avenson

Many people, myself included, have created homes which can be considered a “model” of sustainability, solar power, and energy efficiency, but John is surely the only homeowner who has turned his home into a classroom for teaching it. He even posted pictures and diagrams throughout the house with instructional content about this or that feature, as you will see on that video.

He also hosts monthly Passive House meetings in his home theater which are also streamed online. They can be found at www.meetup.com/Passive-House-Meetup-S-W-Region/

John’s house was originally built by the Solar Energy Research Institute (SERI, now the National Renewable Energy Laboratory or NREL) in 1981 using then-state of the art technology, but John has diligently, and at great personal expense, kept retrofitting his home with newer technology, which he is happy to explain to visitors and which he explains on the 41-minute video.

CERV monitor screenshot

For example, because of increased insulation and Alpen quadruple-paned windows, he was able to get rid of SERI’s supplemental natural gas furnace, installing a conditioning energy recovery ventilator (CERV) which is powered electrically. His grid-tied solar PV system provides all his home’s energy needs and has reduced his Xcel Energy bill to under $10 per month — the cost of being connected to the electrical grid.

Some of the technological innovations featured in my video with John were new to me. For example, the Alpen windows across from his kitchen have horizontal micro-etching which redirects the sun’s rays 90° upward to his ceiling instead of straight through the glass, reducing the need for lighting.

John provided his email address in the video, saying that his “learning center” is open 24/7 and that he welcomes all inquiries and visitors.