Recommended Video: Are We in a Housing Bubble?  

This is a question that seems to be on everyone’s mind, especially after a year which has seen double digit appreciation in home prices.

Finally, I found a focused discussion on this topic by highly knowledgeable persons that I can recommend. Here’s a YouTube link for that discussion. The panelists are Nick Bailey, president of Re/Max, LLC, Lawrence Yun, chief economist for the National Association of Realtors, and Ward Morrison, president of a mortgage franchising frim. The consensus of these experts is that 2022 will see most appreciation (3 to 5%, says Yun) but no crash. The main reason is the imbalance of supply and demand and mortgage rates projected to be no higher than 4%, which is still quite low.

The record job growth is also a critical factor. Foreclosures will remain low because only 2% of homeowners have negative equity. Watch the 28-minute video on our blog. You’ll learn a lot, as I did.

Author: Golden Real Estate, Inc.

Golden Real Estate is a prominent member of the Denver/Jefferson County real estate scene. Based in Golden, we service both Denver and Jeffco, representing both buyers and sellers. We're well known for Broker Jim Smith's weekly "Real Estate Today" column published in the Denver and Jeffco editions of the Denver Post's YourHub section each Thursday. The column also appears in several weekly newspapers and is archived at We have nine agents, all of whom are Realtors and EcoBrokers. Our office is Net Zero Energy since December 2017, and several of us drive electrics cars. Known for our sustainable practices, we accept polystyrene (aka "Styrofoam") for recycling, keeping 200 cubic yards per year out of area landfills.

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